3f 2026
Amsterdam

Access Was Solved. Understanding Wasn't. Building the Interpretation Layer for Modern Fintech

Amr Mohamed

NEUMETRIA, Latvia

Stablecoins Activity: Use and Misuse

Gregory Gadzinski, Jean-Michel Maeso, Alessio Castello, Vito Liuzzi

International University of Monaco

GenAI-Based Index of Financial Constraints

Bektemir Ysmailov

Nazarbayev University

The Rise of Algorithmic Retail Option Traders

Diego Amaya, Pedro Angel Garcia Ares, Neil D. Pearson, Aurelio Vasquez

Wilfrid Laurier; ITAM Mexico

The Global Latent Risk Factor in Corporate Debt Distress: Frailty and Spillover Effects

Yanru Lee

Hoover Institution, Stanford

From Static Rails to Living Networks: Intelligence-Driven Cross-Border Settlements

Adam Swartzbaugh, Yunus Sevimli

Almond FinTech, USA

Market Efficiency in Prediction Markets – A Comparison with Derivatives

Michele Fabi, Roberto Marfè, Vittorio Ruffo, Lorenzo Schoenleber

Telecom Paris; Collegio Carlo Alberto; NC State

Does Corporate Production of AI Innovation Create Value?

Ali Ahmadi, Ambrus Kecskes, Roni Michaely, Anh Nguyen

Schulich; HKU Business School

Pump and Dump: Price Manipulation in Experimental Markets

Brian Kluger, Mehmet Saglam

University of Cincinnati

Re(Visiting) Time Series Foundation Models in Finance

Eghbal Rahimikia, Hao Ni, Weiguan Wang

UCL; Shanghai University

From Traditional Infrastructure to Collaborative Networks: Cross-Border Payments with Tokenized Deposits

Sofi Hakanson

Centiglobe, Sweden

On Bubbles in Cryptocurrency Prices

Maarten van Oordt

Vrije Universiteit Amsterdam

Regulatory Divergence and Bank Capital Flows

Lucas Cisneros, Bryan Gutierrez

Superintendencia de Banca; Univ. of Minnesota

The Evolving Credibility of Stories

Alyssa Rusonik

HEC Paris

Reassessing Sparse Signals in the Cross-Section of Returns

Dominik Roesch, Yihe Yu

SUNY Buffalo; Rensselaer Polytechnic

From Remittances to Resilience: Interoperable Payments for Rural Inclusion in Latin America

Sabine Schaller

Interledger Foundation, USA

Do Cryptocurrency Investors care about Quantum Risks?

Louis Bertucci, Hossein Jahanshahloo, Stefan Scharnowski

Institut Louis Bachelier; Alliance MBS; Mannheim

Technology, Online Banks, and Credit Market Segmentation

Rachel J. Nam

USI Lugano & Swiss Finance Institute

Algorithmic Persuasion – Financial advice in the age of AI

Mads Nielsen, Labrini Zarpala

Utrecht University

Hard to Process: Atypical Firms and the Cross-Section of Expected Returns

Sebastian Weibels

University of Cologne

Deepening the Secondary Market: Integrating Trade Credit into Market Clearing with the Cycles Protocol

Tomaž Fleischman, Ethan Buchman

Cycles Protocol SA, Switzerland

How Do Flash Loans Affect Market Liquidity?

Simeng Li

Imperial College London

Banking competition and regulation with diverse business models

Peter Eccles, Paolo Siciliani, Paul Grout, Ania Zalewska

Bank of England; Bristol; Leicester

Set it and Forget it: Engineering Investment Habits with FinTech

Antonio Gargano, Alberto Rossi

Univ. of Houston; Georgetown

The Elusive CAPM: Idiosyncratic News and the Tilt of the Security Market Line

Adam Upeniekes

University of Calgary

Reclaiming Certainty at the Core of Finance

Willi Brammertz, Robert Mark, Allan Mendelowitz, Ralf Kubli

Ariadne; Black Diamond; ACTUS Financial Research Foundation; Ariadne, Switzerland

Limits to Arbitrage in Decentralized Finance

Balasubramaniam Swaminathan

NEOMA Business School

Leader Bias in State Support for Startups

Andy Li

Univ. of Amsterdam; Dutch Central Bank

Context-Dependent Memory and Disagreement: Evidence from Household Inflation Expectations

Yanlin Bao

Singapore Management University

Confident Risk Premiums using Machine Learning Uncertainties

Rohit Allena

University of Houston

Turning Complexity into Scale. The Growth Ceiling No One Sees Coming

Jens Riewe

aegiron ventures, Germany

Non-native tokens and price discovery

Agostino Capponi, Konstantin Sokolov, Jiang Zhang

Columbia; Memphis; St. Thomas

Statement on the Digital Euro

Christian Grothoff, Özgür Kesim

Bern UAS; Code Blau GmbH

Approaches, challenges and the promise of long-term agentic memory

Jasper Ginn

Xebia Data

The Fixed Disposition Effect

Qinglin Ouyang, Shumiao Ouyang

Stockholm University; Oxford

The Occupational Pension Participation Gap in Germany: Evidence from a Cross-Industry Employee Survey

Sebastian Schäfer

House of Finance and Tech Berlin, Germany

Buyback Programs for Platform Tokens

Rodney Garratt, Maarten van Oordt

UC Santa Barbara; VU Amsterdam; Tinbergen

The Design of Central Bank Digital Currencies and Consumer Demand

Antonio Gargano, Alberto Rossi, Andrew Buckley, Markos Zachariadis

Houston; Georgetown; Manchester

Your body and mind know before your trading account does

Aleksandar Protić, Toni Biočić

TradeZen Analytica Inc., Serbia

Fast Flow in Slow-Moving Market: Leveraged Loan Fund Flow and Real Activity

Wing Lam Cheung

Univ. of Lausanne; Swiss Finance Institute

Young Early Starters (YES): The platform for young investors

Bart Vanhaeren

Young Early Starters, Belgium

Dynamics of exchange trading and Blockchain settlement

Dominik Roesch

University at Buffalo

How Fintech Affects Spending Behavior: Evidence from Tap-to-Pay

Ryan Voges

University of Utah

Private Market Intelligence at Scale: How CB Insights Tracks Fintech and Digital Asset Trends

Aisha Chandraker

CB Insights, USA

Asset (and Data) Managers

Marco Zanotti

Swiss Finance Institute, USI Lugano

From ChatGPT to Financial Signals: Structuring Global News for Real Intelligence

Gregor Leban, Jakob Kapus, Yash Bhatnagar

Event Registry, Slovenia

Implied Impermanent Loss for Concentrated Liquidity

Luca Alberici, Andrew Papanicolaou, Lorenzo Schoenleber

Bayes; NC State; Collegio Carlo Alberto

Corporate Liquidity Supply from Non-Bank Intermediaries and the Real Effects of Factoring

Henry Zhang, Victor Orestes, Thiago Silva

CUHK; Wharton; Central Bank of Brazil/IMF

The Blueprint for a Fintech Unicorn: Disrupting European SME Credit via Automated Real-Time Underwriting Architecture

Sagi Grinnfeld

NapoLoan, Israel

The Social Risks of Generative AI

Rex Wang Renjie, Marco Ceccarelli

VU Amsterdam; Tinbergen Institute

Multilateral Bank Customer Profiling & Pretesting of Payments

Jeremy Sulzbacher

Safe Transactions bv, Belgium

How do Users Gain Influence in Social Networks?

Yunming Hui, Stevan Rudinac, Simon Trimborn, Inez Zwetsloot

Univ. of Amsterdam; Tinbergen

Measuring the Performance of International Financial Centers

Jochen Biedermann

World Alliance of International Financial Centers, Belgium

Open Forum (participant-driven discussion)

A place where any ideas can be discussed. Feel free to suggest a topic and invite participants through the 3f app… or walk in and talk to anyone who will listen, Hyde Park-style.

Newspaper Closures and Trading in Local Stocks

Peter Cziraki, Jasmin Gider

Texas A&M; ECGI; Tilburg University

Building Cross-Border Crowdfunding Infrastructure in a Fragmented Ecosystem

Konstantin Boyko

LenderKit, The Netherlands

A Tale of Two Premiums: How Belief Disagreement Twists the Term Structure of Convenience Yield

Jiarui Wang, Simeng Li

Imperial College London

Exchange Validated Classification of Retail Investors Transactions

Haim Kedar-Levy, Joon-Seok Kim, Orit Milo, Yehonatan Tripto, Sean Sehyun Yoo

Ben Gurion University; Korea Capital Market Institute; Massey College of Business

Open Forum (participant-driven discussion)

A place where any ideas can be discussed. Feel free to suggest a topic and invite participants through the 3f app… or walk in and talk to anyone who will listen, Hyde Park-style.

Firm-Level Input Price Changes and Their Effects: A Deep Learning Approach

Sudheer Chava, Wendi Du, Indrajit Mitra, Agam Shah, Linghang Zeng

Georgia Tech; Fed Reserve Atlanta; Babson; South Carolina

FNextAcademy: Building the Next Generation of FinTech Talent Through Industry-Led Financial Innovation Education

Meital Raviv

MERA / Fnext Academy, Israel

Robinhood's Forced Liquidations

Diego Amaya, Pedro Angel Garcia Ares, Neil D. Pearson, Aurelio Vasquez

Wilfrid Laurier; ITAM Mexico; Univ. of Illinois

The geographic origins of blockchain transactions

Simon Trimborn

University of Amsterdam

Open Forum (participant-driven discussion)

A place where any ideas can be discussed. Feel free to suggest a topic and invite participants through the 3f app… or walk in and talk to anyone who will listen, Hyde Park-style.

(Every) 15 seconds to alpha: Long/short optimization with EVT

Andreas Christopoulos, Joshua Barratt

Univ. of Cambridge; Barratt Consulting